10 Best (and cheapest) car-insurance rates in Florida

7) Allstate insurance — Approx. $2,605 / year (company average)

Source: autoinsurance.com / Market Watch company pages.

Pros

Large footprint, many agent locations, and a wide set of coverage add-on (Accident Forgiveness, etc.).

Good digital tools and local agent support.

Cons

Generally not the cheapest for many driver profiles; better for drivers who want added perks.

Who it’s best for: drivers valuing brand perks and local agents over bottom-line price.

Allstate is great for drivers who want extra perks and agent-based service. Allstate Florida – coverage add-ons with local agents