10 Best (and cheapest) car-insurance rates in Florida

2) GEICO insurance — Approx. $2,360–2,400 / year (full-coverage Florida average ≈ $197/mo)

But Source: MarketWatch / NerdWallet rate summaries for Florida.

Pros

Who it’s best for: price-sensitive drivers comfortable managing online.

Fewer local agents (depends on comfort with online service).

Customer satisfaction/claims experience varies regionally.

Cone

Frequently among the cheapest large carriers; lots of online discounts and a slick app.

Good for drivers who want a low-cost, self-serve experience.