10 Best (and cheapest) car-insurance rates in Florida

9) Mercury Insurance — Approx. $2,000 / year (company average; competitive in many markets)

But Source: autoinsurance.com / Mercury local pages and reviews.

Pros

Competitive pricing in some Florida markets; good local agent options.

Known for solid value vs. price in specific regions.

Cons

Availability and price vary significantly by city/ZIP.

Who it’s best for: drivers in Florida metros where Mercury actively competes.

Mercury in Florida – competitive rates in select areas