10 Best (and cheapest) car-insurance rates in Florida

6) Nationwide insurance — Approx. $1,808 / year (company average)

Source: autoinsurance.com aggregated company data.

Pros

Nationwide has a wide array of discounts and add-on protections.

Good for bundling (home + auto).

Cons

Rates are mid-range — can be beaten by regional carriers or niche insurers.

Who it’s best for: homeowners who want bundle savings and stable service.

Nationwide offers multiple discounts and strong bundling options for Florida policies. Nationwide in Florida – bundling discounts and solid service.