10 Best (and cheapest) car-insurance rates in Florida

3) Progressive insurance — Approx. $1,960 / year (company average; state adjustments may apply)

Source: aggregated company pricing (autoinsurance.com / Progressive data).

Pros

Strong price tools (Name Your Price®, Snapshot telematics) and easy switching.

Often competitive for drivers with prior incidents when compared to others.

Cons

This Not always lowest for every profile — compare quotes.

Some drivers report mixed claims experiences in specific states.

Who it’s best for: drivers who like telematics discounts and strong online quoting.

best rates in Florida for 2025. Compare company prices, pros & cons, and find affordable car insorance to save money