10 Best (and cheapest) car-insurance rates in Florida

8) Liberty Mutual insurance — Approx. $3,061 / year (company average — tends to be higher than many peers)

Source: autoinsurance.com aggregated table.

Pros

Many optional coverages and custom protections.

Widely available and familiar brand.

Cons

Often one of the more expensive large carriers by average; shop carefully.

Who it’s best for: people who want specific coverages and are willing to pay more.

Liberty Mutual offers customizable insurence but tends to be more expensive. Liberty Mutual car insorence Florida – wide coverage choices at higher cost